| *** DIVIDEND RATES / SERVICES *** | ||
| EFFECTIVE OCTOBER 1, 2011 | ||
| APY | ||
| $0.00 - $10,000.00 | SHARES | 0.25% |
| $10,000.01 - & Over | SHARES | 0.25% |
| CHRISTMAS CLUB | 0.25% | |
| *** LOAN RATES *** |
| EFFECTIVE JANUARY 12, 2011 |
| APR | |
 |
HOME EQUITY * Maximum 8 years |
| 3.00% | SHARE SECURED |
| 3.75% | NEW LICENSED MOTOR VEHICLES, |
| MOTOR HOMES & CAMPER TRAILERS | |
| 2010-2011 (Never been Titled) | |
| * Maximum of 72 Months | |
| * 100% Of the Windows Price or Dealer Sales Agreement | |
| 3.50% | NEW LICENSED MOTOR VEHICLES, |
| MOTOR HOMES & CAMPER TRAILERS | |
| 2010-2011 (Never been Titled) | |
| * Maximum of 60 Months | |
| * 100% Of the Windows Price or Dealer Sales Agreement | |
| 4.25% | USED LICENSED MOTOR VEHICLES, |
| MOTOR HOMES & CAMPER TRAILERS | |
| 2008-2009-2010 (Titled) | |
| * Maximum of 60 Months | |
| * 100% Of the Windows Price or Dealer Sales Agreement | |
| 4.00% | USED LICENSED MOTOR VEHICLES, |
| MOTOR HOMES & CAMPER TRAILERS | |
| * 100% Of the NADA Book Retail Value | |
| * Maximum 48 Months | |
| 6.50% | NEW ATV, BOATS & UTILITY TRAILERS |
| * 100% Of the Windows Price or Dealer Sales Agreement | |
| * Maximum of 60 Months | |
| 7.50% | USED ATV, BOATS & UTILITY TRAILERS |
| * 100% Of the NADA Book Retail Value | |
| * Maximum repayment 60 Months - no older than 2 calendar years | |
| * Maximum repayment 48 Months - older than 2 calendar years | |
| 10.00% | SIGNATURE |
| * $7,000.00 Maximum | |
| * 48 Month Maximum |
 |
PAYROLL DEDUCTION INTEREST CALCULATED ON UNPAID BALANCE |
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 Where people are worth more than money. |
|
BOARD OF DIRECTORS PENN DRAKE CREDIT UNION |
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